There are supposed to be checks and balances in the system. The lawyers were supposed to say no; the accountants were supposed to say no; the bankers were supposed to say no. But no one who was supposed to say no said no. They all took their share of the money and put it in their own pocket.
"What are you majoring in?" "Russian literature and Slavic languages." "What career track is that?" "Cabbie, hot dog vendor, marijuana delivery guy. The world is my oyster".